New Unicredit service that allows withdrawals via QR Codes, eliminating the problem of queues at the counters. And the selfies to make transactions, this is the novelty proposed by the bank to its users to facilitate the timing of transactions, still in the trial phase, but which promises many admirers.
Specific apps to save time at the counters:
QR Code - Selfie
Abandoning credit cards, avoiding possible loss or forgetting passwords and long queues at the counters: here are some of the benefits that QR Code technology would allow us to catch up with the applications in development of Unicredit for its affiliates. Some ATMs are already active where the user can authenticate with the use of the QR Code, withdraw and deposit. To take advantage of this application, a personal bank account is specially set up. The use of selfies for authorization of bank transactions via facial recognition is still under test.
The Unicredit bank, the first to introduce this new technology, thus offers the holders of current accounts the possibility of "booking" a withdrawal at the ATMs of the preferred branch through its mobile banking platform. The procedure is very simple: in front of the counter, you will have to type in your login credentials and a QR Code will appear on the display to be framed with your smartphone which will authorize the withdrawal. The service is available on Iphone, Android and Windows Phone.
The boom in e-finance and home banking.
Our relationship with banks and transactions is changing rapidly. This is a real (digital) revolution that allows us to completely change the dialogue with banks and our debit and credit cards. Regardless of the movement that must be made, transactions and online purchases, withdraw cash from ATMs, soon we could all use selfies for facial recognition and QR Code. At least, respectively, with Mastercard and Unicredit it is already possible.
Mastercard and selfies
"Identify people for who they are and not for what they remember," says Ajay Bhalla, head of security at the banking company. But, can it really be a safe system? For now it is in the testing phase but it could become a reality very soon. MasterCard, the leading credit card company, has created a revolutionary technological system that replaces current passwords with a facial recognition system. For now it is active on smartphones and PCs and the company is working to activate the selfie as a system for accessing our credit card. From Mastercard they specify that the system will be hacker-proof, and that the user's face cannot be easily reconstructed. The recognition system, it is said, must be inviolable and the data stored in a highly secure manner.
Perhaps it is time to get used to the use of smartphones for relations with banking institutions, other banks are already working to join thee-finance of the future.
